Ok, so this word has been floating around in the social media (SM) space and to be honest, it is understandable because, that’s the very space that has birthed most of the insecurity,comparison, unattainable lifestyles and the flexing culture we all love to hate right now.

SM has encouraged “Keeping up with the joneses ” lifestyle which is essentially living well beyond your means and if we are any wiser, we have to be mindful of it especially in the current economic climate. The UK is officially in a recession. Yes, again!

The term is attributed to Lucas Battle, a Tiktoker, who has created this brilliant and viral money trend that encourages people to be honest about how much they are willing to spend. It’s not only candid but encourages assertiveness and I’m here for it.

I wish I could tell you how many times I have said that to friends and family since Dec 2019. It’s the example about travelling to listen to someone talk about their ex that got me but I won’t digress.

If you know anything about this blog or me, you would know that I am big with living within your means. See, I have been unemployed officially since lockdown and have practically figured out my way in life through self employed work with my hair and makeup business.

If you have ever been self employed in the bridal/event industry, you would know that it’s a hit and miss with earnings in some seasons.

As a result of this, I have had to mention or vocalise in several social circles the fact that I can’t afford some things or won’t be part of certain activities. In the beginning, I was naturally embarrassed to say this then I got comfortable saying it until friends and family got the message.

You are going to have to do this for the sake of your future, your goals and your now. You have to understand that your plans and money situation are different from that of your family, friends, church friends, work colleagues etc.

You can’t live a life where everyone assumes you are always ready to fork out money for anything they suggest and you have to be disciplined so you can achieve some serious money goals. You don’t want to be that person that’s too quick to part with their money. Have some discipline and restraint and purpose for your money by budgeting and not adding things along the way.

I think this concept is brilliant and about to set the tone for a whole new Britain if we are intentional about practising this.

It took me years to learn this and quite frankly I am still learning it.

On another note,it tells you how much older people succumb to pressure in the name of luxury and people pleasing.

Anyways, happy loud budgeting this year and beyond.